Evangelina Wolfley

    Rental Property Investment Calculator

    Estimate a rental property's potential cash flow and investment returns. Enter the purchase, financing, income, and expense details below to generate an instant property analysis.

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    Property Information

    Financing Details

    Monthly Rental Income

    Examples: parking, laundry, storage, or pet fees.

    Operating Expenses

    Annual Fixed Expenses

    Variable Expenses (% of Rent)

    ?
    ?
    ?

    Other Monthly Expenses

    Investment Summary

    Estimated monthly performance

    Monthly Cash Flow

    -$295

    -$3,537 annually

    Cash on Cash Return

    -3.85%

    Cap Rate

    5.06%

    1% Rule

    0.71%

    DSCR

    ?

    0.83

    Monthly Breakdown

    Gross Income$2,500
    Operating Expenses-$1,025
    Net Operating Income$1,475
    Mortgage Payment-$1,770
    Cash Flow-$295

    This property generates an estimated shortfall of $295 per month. Consider adjusting the purchase price, down payment, or expected rent.

    Property Investment Analysis

    Generated Report • 11/1/2026

    Purchase & Financing

    Purchase Price: $350,000
    Down Payment: $70,000 (20%)
    Loan Amount: $280,000
    Interest Rate: 6.5%
    Loan Term: 30 Years
    Total Cash Invested: $92,000

    Income & Expenses

    Gross Monthly Income: $2,500
    Monthly Operating Expenses: $1,025
    Net Operating Income (NOI): $1,475
    Monthly Mortgage: $1,770
    Monthly Cash Flow:-$295

    Return Metrics

    Cash on Cash

    -3.85%

    Ref: 8%-12%

    Cap Rate

    5.06%

    Ref: 6%-10%

    GRM

    11.67

    Ref: 4-7

    1% Rule

    0.71%

    Ref: > 1%

    This calculator provides estimates for educational and informational purposes only. Results depend on the accuracy of the information entered and may not include every cost associated with purchasing, financing, owning, or selling real estate. Taxes, insurance, interest rates, rents, vacancies, maintenance costs, market conditions, and other expenses may change. This tool does not provide financial, tax, legal, lending, or investment advice.

    Evangelina Wolfley's Tip

    Cash flow is important, but don't forget to budget for vacancy, maintenance, and long-term improvements when evaluating rental properties.

    Evangelina Wolfley, Southern California real estate professional

    A Quick Note From Evangelina Wolfley

    I hope this calculator gives you a better understanding of your options. Every property is unique, and online calculators can only estimate part of the picture. If you'd like to review your numbers, discuss the local rental market, or ask questions, I'd be happy to help.

    Questions? Let's Talk.

    If you're ready to take the next step—or simply have questions about buying or selling a home—I'm here to help. Let's have a conversation.

    Call Evangelina (562) 505-7177Browse Available Homes